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Wismantoro, Yohan and SUSILOWATI, MG. WESTRI KEKALIH (2021) How does Unified Theory of Acceptance and Use of Technology (UTAUT) Works on Adopting Financial Technology (FinTech) by MSMEs? Jurnal Penelitian Ekonomi dan Bisnis (JPEB), 6 (2). pp. 90-99. ISSN 2442-5028 (Print) 2460-4291 (Online)
Wismantoro, Yohan and SUSILOWATI, MG. WESTRI KEKALIH and SUBAGYO, HERRY and Udin, Udin (2020) Financial inclusion and Low-Income Group: A case study in Indonesia (Inclusión financiera y grupo de bajos ingresos: un estudio de caso en Indonesia). J Revista Espacios, 41 (8). pp. 26-38. ISSN 0798 1015, 2739-0071 (En línea)
Wismantoro, Yohan and SUSILOWATI, MG. WESTRI KEKALIH and Chasanah, Amalia Nur and Wiet Aryanto, Vincent Didiek Environmental Concern: Antecedents of Ecotourism Visit Intention With Time Perspective and Destination Image as Determination Variables. Media Ekonomi dan Manajemen, 38 (2).