Analisis Korelasi Faktor-faktor Fundamental Keuangan Terhadap Pengambilan Keputusan Kredit Bank Umum Dan Bank Perkreditan Rakyat Di Kota Pekalongan

HANDOYO, CHRISTIANI RAHARJO (2009) Analisis Korelasi Faktor-faktor Fundamental Keuangan Terhadap Pengambilan Keputusan Kredit Bank Umum Dan Bank Perkreditan Rakyat Di Kota Pekalongan. Other thesis, Prodi Akuntansi Unika Seogijapranata.

[img]
Preview
Text (COVER)
05.60.0112 Christiani Raharjo Handoyo-COVER.pdf

Download (100kB) | Preview
[img] Text (BAB I)
05.60.0112 Christiani Raharjo Handoyo-BAB I.pdf
Restricted to Registered users only

Download (91kB)
[img] Text (BAB II avalible document only in Soegijapranata Catholic)
05.60.0112 Christiani Raharjo Handoyo-BAB II.pdf
Restricted to Repository staff only

Download (170kB)
[img] Text (BAB III avalible document only in Soegijapranata Catholic)
05.60.0112 Christiani Raharjo Handoyo-BAB III.pdf
Restricted to Repository staff only

Download (153kB)
[img] Text (BAB IV avalible document only in Soegijapranata Catholic)
05.60.0112 Christiani Raharjo Handoyo-BAB IV.pdf
Restricted to Repository staff only

Download (154kB)
[img] Text (BAB V)
05.60.0112 Christiani Raharjo Handoyo-BAB V.pdf
Restricted to Registered users only

Download (79kB)
[img]
Preview
Text (DAFTAR PUSTAKA)
05.60.0112 Christiani Raharjo Handoyo-DAPUS.pdf

Download (105kB) | Preview
[img]
Preview
Text (LAMPIRAN)
05.60.0112 Christiani Raharjo Handoyo-LAMPIRAN.pdf

Download (121kB) | Preview

Abstract

This reasearch explains how tight the correlation that tied between the fundamental factors of financial with decision making of general bank and BPR in distributing credits to UMKMs. This study is important because now a days there are a lot of UMKM which have bright future prospect. But they are still lack of capital to expand their bussiness. In this research there are 6 hypotheses namely: first UMKM’s liability has tight correlations with general bank’s and BPR’s credit decision making, second UMKM’s revenue has tight correlations with general bank’s and BPR’s credit decision making. The third hypothesis explains that UMKM’s gain/ loss has tight correlations with general bank’s and BPR’s credit decision making, forth UMKM’s expenses has tight correlations with general bank’s and BPR’s credit decision making, fifth UMKM’s assets has tight correlations with general bank’s and BPR’s credit decision making. Last but not least UMKM’s owener’s equity has tight correlations with general bank’s and BPR’s credit decision making. The result of this srudy explains that UMKM’s asset, revenue and gain/ loss which is representative by collateral, payment and profitability has tight corelation with credit decision making, while liability (capacity), owner’s equity (capital), and expense (condition of economy) have untight correlation with credit decision making. However, liability, owner’s equity, expenses are still notice in credits analysis but they are not significantly influence credit decision making.

Item Type: Thesis (Other)
Subjects: > 650 Management > 658 Management
> 650 Management > 658 Management > Financial management
Divisions: Faculty of Economics and Business > Department of Accounting
Depositing User: Mrs Christiana Sundari
Date Deposited: 17 Sep 2015 12:18
Last Modified: 17 Sep 2015 12:18
URI: http://repository.unika.ac.id/id/eprint/2960

Actions (login required)

View Item View Item